Privacy Policy

We (also known as “We”, “Us” or “Our”) are committed to protecting your personal data and privacy.

This Privacy Policy explains how we collect and store the information you provide through the website GermaXfin (the “website”).

We will uphold these principles:

• To provide transparency in how we collect and process your personal information:

Our goal is to enable you to make informed decisions about how your personal data is collected, used, and processed. That's why we developed this website. We employ a range of methods and procedures to deliver clear, relevant information on personal data practices.

If we determine you need specific details, we will provide them at the appropriate date and time.

We’re happy to answer any questions you have and to clarify any legally imposed limitations. Reach us by email at the address below: info@germaxfinai.com

• Personal data will be used exclusively for the purposes outlined in the policy.

We may process your Personal Data for various purposes, such as providing the website and connecting you with third-party trading platforms (‘Services’), enhancing the site, protecting our rights and interests, facilitating service maintenance and delivery, meeting legal and regulatory obligations, and conducting administrative and business activities to support service delivery and use.

We also process your personal data in order to more effectively understand your needs and preferences.

• Access a robust suite of tools designed to protect your rights regarding personal data:

To facilitate the exercise of your rights, we provide comprehensive resources. Contact us at any time to request access to your personal data. We will update or delete it, cease its use for specific or all purposes, or transfer it to you or an external party. We are ready to accommodate your requests.

• Safeguard your personal data:

While we cannot guarantee complete security of your personal data, we assure you that we will continue to implement a variety of proven methods and techniques to ensure your personal data remains protected.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy explains the kinds of personal data the company collects from individuals, how it processes and secures that information, and when it shares it with third parties.

This Policy concerns any information that relates to an identified or identifiable natural person. A natural person is considered identifiable if they can be directly identified, or if their identity can be established by combining additional information we hold or have access to.

The Policy defines “processing” as any operation that uses or collects personal data. It includes the management, structuring, and storage of personal data.

Our services are intended for general audiences and are not designed for use by individuals under the age of 18. We do not knowingly seek or collect personal information from minors under 18, nor do we permit them to access our services. Should we discover that a child has provided data, we will promptly delete it as soon as we become aware.

2. What personal data do we hold about you?

When you access our services, channels, or website, we collect personal data. In some cases, we may request this information directly. Otherwise, we gather it by analysing your use of our services and channels or by obtaining data from our third-party partners.

3. You are not required to disclose personal information to the company; however, failing to do so may have consequences.

You are under no obligation to provide us with any personal data. However, in some cases, not sharing this information may limit the services we can offer. It may also prevent users from accessing certain parts of the website.

4. What personal data do we collect? When you visit our website, we collect the following personal information from you:

This includes your online activity logs, traffic data (including IP address, date and time of access), chosen language, software crash logs, browser type, and device information. The information we collect is not private and cannot be used to identify you.

Personal Data We Receive from You: Any personal data you choose to provide to us when you connect to a third-party online trading platform through us.

The personal information you supply directly to third-party platforms to facilitate transactions includes your full name, mailing address, phone number, and email address.

5. The legal basis and the purposes for processing personal data

The company processes your personal data for the purposes outlined in this section and in accordance with the relevant legal basis.

Without a legal basis, the company may not process your personal data. The legal grounds on which the company may process your personal data are:

• You have consented to the processing of your personal data for one or more purposes. This applies when you submit personal information via the website in order for us to transfer it to a third-party trading platform.
• The Company or a third party may require processing to pursue their legitimate interests. For example, this may be necessary to enhance our services or to defend legal claims.
• Processing must comply with legal obligations.

Contact us via email for more information on the processing required to safeguard your legitimate interests.

Below is a list of the reasons and legal bases for processing the personal data you provide to us. Personal data.

6. Sharing Personal Data with Third Parties

The company may also share personal data with third-party companies that provide services to us, such as hosting and storage providers, including IP address information and analyses of user experiences.

You may also request that we provide specific personal data about you to third-party trading platforms. When you do, we will transmit the information you have provided to us to those platforms, where its use will be governed by their privacy policies. Your personal data may be shared with multiple trading platforms.

The Company may share personal data with related entities or business partners. Doing so provides the resources needed to enhance and improve the products and services it offers to its customers.

If necessary to protect the rights of third parties or assets, The Company may disclose personal data to regulatory, local, or other official authorities.

We may share your personal data with potential investors or buyers, or with lenders to the company or any group entity, in the event of such a transaction (including the transfer or sale of assets of the company or any other group entity), or as part of any merger, restructuring, consolidation, or bankruptcy of the company or any other business within the group.

7. Third-Party Cookies and Services

Third-party services, such as advertisers on our website or analytics providers, may be used. These companies may also employ cookies or other technologies.

Cookies are small text files placed on your device each time you visit or access the website. They gather information about your preferences and browsing habits to improve your user experience, keep track of settings, and personalize the products and services you may enjoy. Cookies are also used for statistical purposes and analytics.

Some cookies are session cookies. They’re temporarily downloaded to your device and last only for the duration of your browsing session, expiring when you close your browser. Others, known as persistent cookies, remain on your device for a period of time after closing your browser. These cookies help the website recognize you as a returning user and enable seamless return visits.

Types of cookies:

We may use them according to their intended purpose:

Cookies are blocked or removed

To prevent or remove cookies, adjust your browser’s settings. Below are links to guides for some of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

However, please be aware that some or all of the website’s functions and features may not work as expected if this occurs.

ONLINE TRACKING NOTICE

The Company retains your personal data only as long as necessary to fulfill the processing purposes described in this policy or for longer periods when permitted by applicable laws, regulations, policies, or orders.

We will share your information with third-party trading platforms for 12 months. If you consent, we will extend this data sharing for an additional 12 months.

We regularly review the Personal Data we retain to confirm that it is no longer needed.

9. Transfers of Personal Information to Third-Party Countries or International Organizations

Your personal information may be transferred to third countries—meaning any nation outside your country of residence—or to international organizations or jurisdictions. The Company takes all necessary measures to safeguard the personal data you provide and ensures that you can exercise your rights and access effective legal remedies.

Residents of the EEA (European Economic Area) have access to these protections and safeguards.

• Transfer to a third country or international organisation that the EU Commission has determined under Article 45(3) of Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016 to provide an adequate level of protection for personal data (the “GDPR”)
• The transfer is made under a legally binding, enforceable agreement between public entities or authorities, in accordance with viro Article 46 (2) (a).
• The transfer was carried out in compliance with the Standard Contractual Clauses adopted by the European Commission under Article 46(2)(c) of the GDPR. These clauses can be viewed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

Our company can provide details on the security measures we use to safeguard your personal data when it is transferred to third-party countries or international organizations. For more information, please email info@wealthwaydigital.uk

10. Personal Data Security

We have implemented robust organizational and technical measures to protect personal data. These safeguards prevent accidental or unlawful destruction, loss, or alteration of personal data.

We cannot guarantee or warrant that your personal data will remain entirely secure and free from error. However, we do not accept liability for any intangible, incidental, or consequential damages arising from the use or disclosure of personal data. This includes, but is not limited to, any disclosures resulting from transmission errors, unauthorised third-party access, or other circumstances beyond our control.

If we are subject to legal or other obligations beyond our control, we may be required to disclose your personal data to third parties, such as public authorities. In such cases, we cannot guarantee the security of your personal data once it is in their hands.

Personal data cannot be transmitted over the Internet with complete security. The Company cannot guarantee the protection of any personal data you submit to us online.

11. Links to Third-Party Websites

The website includes links to third-party sites and applications. These external platforms are not overseen by the company. We are not responsible for how they collect or process personal data. This Policy does not apply to actions taken on those third-party sites or apps.

When you visit any third-party website or app we recommend, please review its privacy policy before deciding to access or use it. We also advise that you share any necessary personal data directly with those providers.

12. Updates to this Policy

This policy may be updated at any time. When we revise this policy, we will notify you by posting the updated version on our website. For significant modifications, we will also endeavor to inform you through appropriate channels and publish a notification on our site. Unless otherwise specified, all amendments become effective upon publication of the revised policy.

13. Your Rights Regarding Your Personal Information

You have the right to request that we verify the accuracy of your personal data, correct any errors, and delete any unnecessary personal information. You may also limit the scope of our processing of your personal information.

If you reside in the EEA, please refer to this page:

These rights are available to you with respect to the personal data you provide. You may request to exercise these rights by sending an email to the address below.

Access rights

The Company can verify whether your personal data is being processed. If so, you can access your personal data.

The Company will supply an electronic copy of your personal data currently being processed and may charge a reasonable fee for any additional copies. The data will be available electronically upon request.

The right to access personal data must not conflict with the rights and freedoms of others. If a request would infringe upon another individual’s rights or freedoms, the company may refuse or limit its ability to comply with the request.

Right to rectification

The Company is authorized to correct any inaccurate personal data. You have the right to request that any incomplete personal data concerning you be completed or corrected, taking the purpose of processing into account.

Right to Erasure

The following reasons apply: (a) Personal data are no longer necessary for the purpose for which they were collected or processed; (b) You withdraw consent and there is no legal basis for processing; (c) You object at any time, for reasons specific to your situation, to the processing of personal data about yourself based on legitimate interests pursued by us or by a third party; (e) Personal data have been processed unlawfully; or (f) Personal data must be removed to meet the company's legal obligations.

This right does not apply if processing is necessary (a) to comply with a legal obligation under European Union or member state law; or (b) to establish, exercise, or defend legal rights.

Processing restrictions

If you have concerns about the accuracy of your personal data, you can ask the company to limit the processing of that data.

If you ask to restrict your personal data, we will only retain it with your consent, in order to establish, exercise, or defend legal rights, to protect the rights of another individual, or for reasons of significant public interest within the European Union or its member states.

Your Right to Data Portability

If an automated system processes your data based on your consent or a contract you are party to, you have the legal right to access and review your personal information provided to the company.

You are entitled to request that your personal data be transferred directly from the company to another controller, subject to technical feasibility. Exercising your right to data portability does not affect your right to erasure. The right to transfer your data does not infringe on the rights or freedoms of others.

Right to challenge

You have the right at any time to object to any use of your personal data that is based on legitimate interests pursued by the company or a third party. This right is not limited to profiling conducted solely on these grounds. If we can demonstrate compelling legitimate reasons for processing your personal data, we will only cease processing if you can show that those reasons are outweighed by your rights, freedoms, or interests, or by the exercise, establishment, or defense of legal rights.

Regarding direct marketing, you have the right at any time to object to the processing of your personal data.

Right to Decline Consent

You may revoke your consent for our processing of your personal data at any time. This will not affect the legality and lawfulness of any processing carried out based on your consent prior to its withdrawal.

You have the right to file a complaint with your supervising authority.

You may lodge an appeal with the supervisory authority designated by a Member State to ensure the protection of individuals’ fundamental rights in connection with the processing of personal data within the European Union.

The laws of the European Union and its Member States may restrict your rights concerning personal data about you, as detailed in Section 13.

Within one month of receiving your request, we will provide the information you are entitled to under Section 13 of this agreement. If necessary—depending on the complexity of your request and overall request volume—we may extend this period by up to two months. We will notify you of any extension and explain the reasons within the original one-month timeframe.

Provided it does not conflict with section 13 of the law, any information you request under your rights in section 13 will be provided free of charge. If a request is unjustified, excessive, or frequently repeated, we may charge a reasonable fee to cover the administrative expenses of supplying the information or processing the requested action, or we may choose not to act.

If we have any doubts about the identity of the person submitting your request, the company may request additional information.